
A larger risk pool helps generate more competitive premiums and offers stability with longer rate guarantees.
Competitive Premiums | Quality Product Selection | Interlocal Agreement Opt-In
SOURCE: Benefit Cooperatives – Higginbotham Public Sector
Why join? We offer power in numbers with eight employee benefit cooperatives in Texas. A larger risk pool helps generate more competitive premiums and offers stability with longer rate guarantees. Our cooperatives are governed by a committee of member groups that oversee the proposal process for the cooperative as a whole. By signing a Cooperative’s Interlocal Agreement, new clients can join without the hassle of the RFP process.
Purchasing cooperatives have an in-depth vetting process that is required of all vendors, giving you greater confidence that you’ll receive exceptional service, quality education, competitive benefits and a robust online enrollment platform. As a cooperative member, you have the freedom to obtain a range of services without having to issue an RFP.

