TRS ActiveCare has published a prospect list for insurance brokers interested in Texas public school business.
Almost all non-TRS ActiveCare school districts renew their group medical insurance September 1, 2024. In most instances Senate Bill 1444 prohibits TRS ActiveCare from competing for their business for up to 5 years.
So what are the options for these districts?
- Renew with current health care provider
- Seek competitive proposals from the commercial market
What are their options on the commercial market? There are many to choose from:
- Full insured with a limited number of carriers (Aetna, Blue Cross, Cigna, UnitedHealthcare)
- Self-insure
- Share Plans
- ICHRAs
- Apply for fully-insured coverage on the small group market (Yes, districts of any size can declare themselves a small group).
Competition for Texas school business is fierce these days. Legacy school district focused voluntary benefit brokers, for the first time ever, are now in the medical insurance business. The two biggest voluntary benefits brokers are:
- First Financial
- FBS (Now Higgenbotham)
A partial listing of competitors include:
- Gallagher Benefit Services
- TASB
- Willis
- Milliman
- Asserta
- TML
- Blue Cross
- TSHBP
- Aetna
- Cigna
- United HealthCare
- Scott & White
- Marpai
- Kempton
- Vitori
- Brown & Brown
- The Tyler Rose (A Force of Nature)
- USI
- Salazar Insurance Group
- Homestead
- South Texas Health Coop
- Assured Benefits
- Boon Chapman
- HUB
- AND MANY MORE……………..
Here’s your prospect list! Go Get Um!:
Texas ActiveCare-non-participating-districts prospect listing for insurance brokers
