By Dutch Rojas
A self-funded health plan for more than 150 employees has less risk than a fully insured plan.
A self funded plan in a homogeneous captive has less risk than a fully-insured plan.
A self funded plan in a homogeneous captive inside a coalition has even less risk than a fully-insured plan.
Same goes for Workers’ Comp, Property, Malpractice, General Liability, Cyber, E/O, D/O, business continuity etc etc…
There you go…
