Another Entrant Into The Level Funded Market

There’s More Than One Way To Skin A Cat!

Level Funded Stop Loss insurance provides all the benefits of self-funding by retaining all unused funds, lower maximum costs, no lasers, and flexibility in plan design.

Tokio Marine HCC – Stop Loss Group Enters the Level Funded Stop Loss Market

MyHealthGuide Source: Tokio Marine HCC – Stop Loss Group, 8/12/2022

For over 45 years, Tokio Marine HCC – Stop Loss Group (TMHCC) has been a leading provider of medical stop loss insurance, Taft-Hartley, captive, and organ transplant solutions, provided through brokers, consultants, and third-party administrators. Rated A++ (Superior) by A.M. Best Company, AA- by Fitch Ratings (Very Strong), and A+ (Strong) by Standard and Poor’s, TMHCC is backed by the financial stability of its parent company, Tokio Marine HCC.

By listening to the demands of the market, we have developed exceptional products, unparalleled resources, and value-added services to set us apart in the industry.

For effective dates of January 1, 2023, TMHCC is pleased to announce a level funded, aggregate-only stop loss solution to help clients coming from fully insured insurance coverage control their healthcare costs.

With our Level Funded Stop Loss product, employers will receive the benefits of self-funding by keeping unused funds, while also receiving lower maximum costs, no lasers, flexibility in plan design and control of their health plans.

TMHCC is proud to partner with TPAC Underwriters (TPAC), capitalizing on their expertise, helping us with the day-to-day logistics of level funding. TPAC pioneered one of the first level funded products in the nation and has successfully helped employers establish a fixed monthly budget for claims coverage within the client’s self-funded health plan for almost 25 years.

*The Level Funded Stop Loss product is not available in all states.

About Tokio Marine HCC

A member of the Tokio Marine HCC group of companies. Tokio Marine HCC is the marketing name used to describe the affiliated companies under the common ownership of HCC Insurance Holdings, Inc. Tokio Marine HCC’s products are underwritten by American Contractors Indemnity Company, HCC International Insurance Company PLC, HCC Life Insurance Company, HCC Specialty Insurance Company, Houston Casualty Company, Lloyd’s Syndicate 4141, United States Surety Company and U.S. Specialty Insurance Company. Visit