Another Carrier Touts Self-Funding

Date: March 4, 2013 12:28:24 PM CST
To: undisclosed-recipients:; Subject: BIG NEWS: Assurant locking in renewals until Dec. 2014 and Self Funded now Available!
Last year there was BIG news at Assurant Health with the addition of the Aetna Signature Administrators network and this year there are several changes that will be extremely positive as we move forward in the year.  We will still have the Aetna network which gives your clients access to over a million providers. This year and beyond we will continue to focus on you, The Agent.  Take a look below at these Business Building Enhancements for 2013 from Assurant Health!  1. Beginning with 4/1 effective dates, rates and plans will not come up for renewal until December 2014 ( as long as the group doesn’t make a plan change).  So new groups that are effective April 1,2013, don’t have to worry about a rate increase or making a plan changed until December 2014. 2. We will NOW underwrite using HB 2015 information. As long as we have ALL of the requested information we will rate the case.  If we don’t like the result we can always submit full applications to have a full underwriting review in hope of a better rating. 3. We will be introducing our small group self funded plan to the market in the second quarter! This is a great option for groups concerned with an increase in rates in 2014. Since self funded falls under ERISA guidelines, it is not subject to the same health care reform rules and we can keep rates low (subject to underwriting).  This is currently being offered to group with 15 lives or more. 4. Our ancillary products are now available via an online web link that I can have set up for you on your website. Your clients can go in and buy a great product… accident, cancer, heart/stroke, dental, etc… and you will be paid the commission which starts at a minimum of 35% and goes up to 55% depending on plan choice. 5. We now have a new Occupational Accident Product that includes Employer Liability coverage!!  This is a great alternative to workers compensation coverage, which is easy to quote, easy to issue and easy to sell! It offers 15% first year and renewal compensation. These are just a few of the exciting things we are doing NOW as we continue to be the AGENT Centered company we’ve always been and our commitment to the small group market remains steadfast. If you would like to discuss any of these enhancements please give me a call.  I look forward to writing some business with you this year. [attachment “Proposal Request Form.xls” deleted by Jennifer Ranker/HEALTH/ASSURANT/US]
***Please note new phone number and address****
Jenny Ranker Irwin Small Group Sales Specialist Assurant Health 9990 Richmond Ave, Suite 375 Houston, Texas 77042 T 800.444.7322 ext 5869 F 414-299-1301
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