An In-Depth Analysis Reveals the Most Aggressive Cost-Control Strategy for ACA Compliance


The cost of ACA compliance can be significant and it may be unmanageable for large employers who employ many lower-wage workers. That’s because these employers must offer the same ACA-compliant plans to all classes of eligible employees—from hourly workers to the CEO. However, there is a benefit strategy that can minimize this financial impact while meeting the needs of an entire workforce. It includes:

• An affordable Bronze ACA-compliant plan that still meets the “safe harbor” requirements   for all eligible employees
• A Minimum Essential Coverage (MEC) plan bundled with a limited-benefit plan offered to low-wage employees (including eligibles)
• Two levels of additional (ACA-exempt) benefits offered on a non-coordinated basis for middle managers and executives

To learn more about this aggressive cost-control approach, download Ternian’s new white paper.  Or contact usfor more information about how we can customize this approach to meet the distinct needs of your clients.

Ternian Insurance Group
(602) 216-0006