Replacing Wrap Networks For Something Better

Unwrap Me Please!

With Phia Unwrapped, The Phia Group replaces wrap network access and modifies non-network payment methodologies, securing payable amounts that are unbeatably low, based upon fair market parameters.

Wrap, extender, and other leased networks offer small discounts and audit restrictions, affording providers nearly unlimited rights. Traditionally, “out of network” claims are paid at seemingly arbitrary levels, and when questioned, they can’t be easily defended, in addition to the resultant balance billing of patients. Phia Unwrapped places no minimum threshold on claims to be repriced or potential balance billing to be negotiated, and we attempt to secure preemptive sign-off, ensuring providers will accept the plan’s payment as payment in full.

Phia Unwrapped Provides:

  • Innovative Industry Leading Plan Language that Flawlessly Supports the Program
  • Replace Unfavorable Wrap Networks & Ambiguous “Out of Network” Pricing
  • “Unwrap” all “Out of Network” Claims, with No Minimum Dollar Threshold
  • Prevent Balance-Billing through Professional Negotiation and Provider Sign-Off
  • A Fee Based on a Percent of Actual Savings Means Fair Rates and No Excessive Cost


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