An idea with bi-partisan support?
Day: June 20, 2018
Association Health Plans Go Into Effect
This expansion of health care choices returns certain risk manager tools stolen by the government with the passage of the Affordable Care Act (ACA):
☐ Allows plans to exclude coverage for maternity care, prescription drugs, mental-health services and other ‘essential health benefits’ the ACA requires of coverage
☐ Plans will have more freedom to charge different prices depending on customers’ ages, genders and locations — something ACA coverage cannot do.
☐ The regulations erase a requirement that any association must already have existed for a purpose unrelated to health insurance.
☐ These plans will also be able to reduce administrative costs and strengthen negotiating power with providers from larger risk pools and greater economies of scale….
☐ Moves health-insurance regulation from the state level to the federal level.