Archive for December, 2017

Healthcare Stole the American Dream – Here’s How We Take it Back

Saturday, December 9th, 2017

Dave Chase explains how healthcare has stolen the American Dream……………..

(more…)

The Mystery World Of PBM’s & The Black Box

Saturday, December 9th, 2017

The price you pay is all a black box………………………..

(more…)

The Decline of Employer-Sponsored Health Insurance

Saturday, December 9th, 2017

Working families across the country are spending more of their income on insurance that doesn’t protect them as much as it used to………………….

(more…)

Saturday, December 9th, 2017

“If one has a brain and a backbone, they can achieve amazing things in health benefits. “ – Dave Chase

Socialism Spawns Medical Flea Markets

Friday, December 8th, 2017

Peddlers offer everything from antibiotics to contraceptives laid out among the traditional fruits and vegetables…………

(more…)

Remember This?

Thursday, December 7th, 2017

Wednesday, December 6th, 2017

Flu Season To Be Historic?

Wednesday, December 6th, 2017

America is set to endure one of the most perilous flu seasons in years – with doctors warning it could be similar to the deadly 2014 outbreak. 

(more…)

DELUCA v. BLUE CROSS BLUE SHIELD OF MICH. – Plan Sponsors Beware!

Wednesday, December 6th, 2017

Plan sponsors and their administrators are increasingly at risk of legal exposure for breach of fiduciary duties. This lawsuit is an early example. Experts in our industry suggest more to come, rivaling the potential to earn more in legal fees that will make the famous Tobacco Settlement look like peanuts.

The weapon of choice of plaintiff’s attorneys is:

Section 502(a) (2) of ERISA authorizes a beneficiary to bring an action against a fiduciary who has violated Section 409. Massachusetts Mutual Life Ins. Co. v. Russell, 473 U.S. 134 , 140, 105 S.Ct. 3085, 3089, 87 L.Ed.2d 96 (1985). The Supreme Court explained in Russell that “[a] fair contextual reading of the statute makes it abundantly clear that its draftsmen were primarily concerned with the possible misuse of plan assets, and with remedies that would protect the entire plan, rather than with the rights of an individual beneficiary.”

(more…)

Just A Guess But…………………………..

Tuesday, December 5th, 2017

(more…)

Welfare Causes Workers To Work Less

Monday, December 4th, 2017

The tragic truth of where our country is heading can be found in the article that follows. A growing welfare state is effectively eroding the American work ethic. In this article, a working American earning a good income decided to work less in order to receive welfare funded health insurance……………

(more…)

Renting Medicare’s Provider Network

Sunday, December 3rd, 2017

 democratrepublican

An idea with bi-partisan support?

(more…)

Health Plan Industry’s Worst Nightmare: Employers Realizing They Are Actually The Insurance Company

Sunday, December 3rd, 2017

Dave Chase

Any company over 100 employees or so is an insurance company in all but name. The wise ones are already self-insured……

(more…)

Saturday, December 2nd, 2017

Established in 1959, this TPA is one of the largest, privately-held insurance services organizations in the country…..

(more…)

Ever Hear of a 51 Year Waiting Period For Medical Coverage?

Saturday, December 2nd, 2017

Ever hear of a longer waiting period than 90 days? Paying for coverage for 51 years before coverage took effect brings cause for reflection…………….

(more…)

PHI Data Breach Warrior in Hot Water – Big Government Over Reach?

Saturday, December 2nd, 2017

Justin Shafer & Family

“A friend of mine was released from unlawful confinement today. I’m a happy man” – Darrell Pruitt

(more…)