“The recognition of concierge medicine in the law has spurred a few insurance companies, including Cigna Corp., to build new employee health plans around the model….fueling the trend is a little-known clause tucked into the health-care law that allows direct primary-care to count as ACA-compliant insurance, as long as it is bundled with a “wraparound” catastrophic medical policy to cover emergencies.”
Editor’s Note: This niche market is ripe for the picking. Aligning stop loss cover with catastrophic wrap-around coverage, in conjunction with concierge medicine is easy to build for those clients ready for innovative, cost effective, and now “legal” employee benefit offerings. The Western Frontier has never looked as attractive than it does today………
Continue reading Is ObamaCare Driving Doctors To Refuse Insurance?
Optimism and Innovation in Health Care Battered by Reality – By Robert Cloutier
Editor’s Note: Robert Cloutier is a fellow HealthCare Revolutionary and a friend of ours. His personal story of bringing transparency and sanity to the health care delivery system is stunning. Success of a product and service to the market depends on competition. To be competitive means not only having a pricing structure that consumers embrace, but quality of goods and services are equally important. No so in our current health care delivery system.
For some employers, the PPACA brought with it a new motivation to self-insure the health coverage of their employees. Recently however, there have been hints that new legislation may be passed which will eliminate stop-loss insurance and therefore threaten the ability of many employers to self-insure.
To counter this, legislation has been proposed in the Senate protecting the right of employers to fund their health benefits. Titled the “The Self Insurance Protection Act”, this proposed legislation protects the right of employers to continue to offer self-funded insurance plans and pay employee healthcare costs directly.
“……a battle is brewing in at least a half dozen states that are challenging limited choice of doctors and hospitals in public exchange options…..”
Continue reading The Government Battle Against Narrow Network Begins
