32% of Employers To Offer Only High Deductible Health Plans

sense   In 2015, 32% of employers plan to fully replace their existing options with a choice of only high-deductible options……

Health Care 2015: What’s on the Menu? (PDF)

“Many companies are offering only high deductible options. In 2015, 32% of employers plan to fully replace their existing options with a choice of only high-deductible options, up nearly 50% from 22% of employers in 2014…. Although more research on the effectiveness of HDHPs is needed and will come over time … [one recent study] followed 2.2 million participants and compared HDHPs paired with HSAs to traditional health plans such as PPOs. It revealed that employers who replaced their traditional health plans with HDHPs saved nearly $350 per member per year. The lower health care costs result in savings of $20.8 million over a six-year period for every 10,000 members.” (Fidelity Investments)

Comments are closed.