
SOURCE: Smart Financial
There’s a wild world of weird types of insurance policies catering to the peculiar and unforeseen. From alien abduction insurance for extraterrestrial encounters to taste bud insurance for individuals whose livelihoods rely on their palates, the spectrum of insurance stretches into realms many might find whimsical or eerie.
Look at the 27 weird insurance policies we’ve compiled, highlighting human ingenuity in mitigating risks, no matter how unconventional they may be.
| Key TakeawaysIndividuals can buy insurance for nearly anything, from third-party liability for ghosts to expenses resulting from a canceled wedding.Coverage for dangers from outer space are available, including alien abduction insurance, asteroid insurance and falling satellite insurance.Some individuals even insure parts of their bodies, such as their tongue, taste buds and facial hair.Not all types of insurance are for everybody, but niche insurance products are worth SOUconsidering if they’re insuring things that are critical to your livelihood. |
On This Page
- 1. Alien Abduction Insurance
- 2. Body Part Insurance
- 3. Fantasy Sports Insurance
- 4. Asteroid Insurance
- 5. Death by Laughter Insurance
- 6. Paranormal Insurance
- 7. Key Person Insurance
- 8. Multiple Birth Insurance
- 9. Change of Heart Insurance
- 10. Wedding Insurance
- 11. Collectibles Insurance
- 12. Niche Professional Insurance
- 13. Lottery Insurance
- 14. Livestock Insurance
- 15. Bed Bug Insurance
- 16. Moving Insurance
- 17. Falling Satellite Insurance
- 18. Thailand Riot Insurance
- 19. Kidnap and Ransom Insurance
- 20. Bicycle Insurance
- 21. Food Truck Insurance
- 22. Facial Hair Insurance
- 23. Halloween and Haunted House Insurance
- 24. Party Guest Insurance
- 25. Taste Bud Insurance
- 26. Spaceship Insurance
- 27. Contest and Prize Insurance
- FAQs

They forgot to add one more – American Health Insurance
