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Thought Leadership on Health Insurance

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Day: May 3, 2026

Changing Behavior Doesn’t Lower Health Care Costs Because We Love Grandma

Grandma smiles devilishly while preparing toxic dish

“Lets put in a Wellness Plan!” says Linda in HR. “Our employees will become healthier! Healthier employees need less medical care and less medical care means lower health care costs!”

Continue reading Changing Behavior Doesn’t Lower Health Care Costs Because We Love Grandma
Posted on May 3, 2026May 6, 2026Categories Uncategorized

% of Something Is Not A Price In American Health Care Finance

By Brian Cotter, MPA HSF

120% of Medicare. 50% Discount off Charges. Misused & Misunderstood. Neither is a price. Avoid putting either term in a contract without further definition. They are formulas…that can be manipulated!

Continue reading % of Something Is Not A Price In American Health Care Finance
Posted on May 3, 2026May 3, 2026Categories Uncategorized

There Are Alternatives To High Cost Traditional Health Insurance

Family premium $2,000 a month + $7,500 deductible = $31,500 total out-of-pocket during a 12 month period before “real” insurance benefits begin.

Continue reading There Are Alternatives To High Cost Traditional Health Insurance
Posted on May 3, 2026May 4, 2026Categories Uncategorized
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