“Average cash price without insurance= $9.96. Express Scripts Mail Order price= $235.32.”
Continue reading Kimberly Has A Question………Kimberly Has A Question………
Day: February 11, 2026
What Traditional Group Insurance Brokers Won’t Tell You
Employer Sponsored Group Dependent Coverage Is No Longer Relevant
“For a lot of families, $15–$25K for dependent coverage isn’t “benefits” anymore — it’s a second mortgage. When ACA marketplace options can deliver compliant coverage with subsidies that drop costs to a few hundred dollars (or less), it’s hard to justify forcing everyone into the group plan just because “that’s how we’ve always done it.”
Continue reading What Traditional Group Insurance Brokers Won’t Tell YouThe Blank Check Problem
By Pearly Chen
Most people don’t realize that the standard hospital consent forms in ER could commit you to paying full billed charges from the Chargemaster, where prices can be 500% to 1000% higher than what the government or insurers actually pay for the same services.
Continue reading The Blank Check ProblemTired of Waiting For Renewal Surprises? Meet Your New Best Friend
Want an indication of what your renewal will look like before your broker does? Tired of waiting for last minute renewals giving you no time to shop around for a better deal? Can’t afford the luxury of your own in-house actuary? No worries, meet Your New Best Friend!
Continue reading Tired of Waiting For Renewal Surprises? Meet Your New Best FriendWill AI Take Over Actuary Jobs? 2025 Future of Actuaries
AI transforms actuarial work, not eliminates it. 22% growth projected through 2034 as AI automates tasks while expanding demand for expertise.
Continue reading Will AI Take Over Actuary Jobs? 2025 Future of Actuaries