By Bill Rusteberg
It was a rare and memorable experience. Two travelers, strangers, whose paths crossed in an instant, sharing something special together.
Continue reading TravelersTravelers
Day: November 17, 2025
How We Turned a 1,300% “Nonprofit” Ransom Demand into a Reasonable Bill
Why serious employers can’t outsource judgment to PPO contracts and hospital billing offices anymore
Continue reading How We Turned a 1,300% “Nonprofit” Ransom Demand into a Reasonable BillJoe Sixpack’s Simplified Lab Test For Male Urinators
Announcing the Joe Sixpack Lab Basic Test For Men
Continue reading Joe Sixpack’s Simplified Lab Test For Male UrinatorsCost of Care VS Cost of Insurance
By Stacy Mays
Right Between the Eyes. We need to talk about the real cost of “coverage.”
I’ve spent 30 years building and fixing health-benefit programs… and this still hits me in the gut:
🔹 50% of Americans spend < $1,300 a year on healthcare services
🔹 90% spend < $17,000
🔹 But the average individual premium? ~$9,000
🔹 And average out-of-pocket costs? ~$3,200