By Dutch Rojas
The Physician Shortage: Arithmetic, Incentives, and the American Delusion
Continue reading Another Truth Bomb By RojasAnother Truth Bomb By Rojas
Day: May 26, 2025
The $362.50 Defined Contribution Health Plan
“If a large employer sponsors a defined contribution plan such as an ICHRA to all full-time employees and contributes $362.50 per participating employee per month the employer’s cost will be never more than $362.50 per employee whether the employee’s share of the cost is affordable or not.”
Continue reading The $362.50 Defined Contribution Health PlanJeremy’s Solution For GLP-1 Health Care Financing
Jeremy Bentham (1748–1832)
A 450 life self-funded health plan spends more than $1.5 million GLP-1 drugs, or about $300 pepm benefiting 20% of plan members. A majority of plan members don’t benefit at all.
Continue reading Jeremy’s Solution For GLP-1 Health Care FinancingHow To Sell Group Long Disability Income Insurance In Under 1 Minute
Insuring worker’s paychecks has never been easier. Field quoting rate estimation is not rocket science.
Back in the day when delivering health insurance renewals I would always ask “Mr. Employer, do you insure your employee’s paycheck?”
When the answer was invariably “No” I would say “We can insure all your employee’s paycheck that will pay them 2/3 of their income all the way to age 65 after a 90 day waiting period for less than 1% of your payroll.”
Continue reading How To Sell Group Long Disability Income Insurance In Under 1 Minute