January 31, 2025 – Risk Managers

Dr. Bill Strikes Again………..

By Bill Hennessey, M.D. – CareGuide

This week’s big win—a member in Leander, TX was shocked to receive a bill from St. David’s HealthCare after in-patient surgery for a staggering $125,286.00. For reference, the median household income in Texas is just $76,292 a year (U.S. Census Bureau 2019-2023).

Risk Tolerance – The Fundamental Basis of Goal Setting

The problem I see with most health insurance consultants is almost all pre-determine a client’s tolerance for risk before determining where the risk tolerance actually lies.

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