Why would a stop loss carrier cover a loss when there was not one? Would it surprise you they routinely do that?
Continue reading Why Should You Get Paid For A Loss You Didn’t Have?Why Should You Get Paid For A Loss You Didn’t Have?
Day: November 11, 2024
The Case Of The $0 Co-Pay Moral Hazard
Money Drives Behavior
People often do things with other people’s money (OPM) that they wouldn’t do with their own money. That’s an important consideration in insurance risk setting.
Continue reading The Case Of The $0 Co-Pay Moral HazardNew Era Technology-Based Mega Brokerage Is The Future
In a previous posting we noted: “Health insurance brokers recognizing and adopting high tech brokerage aggregation will prosper. Hedge funds, always in search of lucrative opportunities, will join in, consolidating market distribution, creating a series of controlling regional monopolies of Gold Star Distributors. The few remaining legacy brokers left standing will be beholden, “Outside Producers.”
Continue reading New Era Technology-Based Mega Brokerage Is The Future