A True Story With A Happy Ending
“Why are we getting a 100% rate increase?” asked the incredulous city manager. “Because your loss ratio is more than 100%” replied the BUCA rep. “You’re lucky we didn’t rate you up any higher. Be happy!”
Continue reading Will The Real Loss Ratio Please Stand Up!
Is Health Club Membership an ERISA Benefit?
SOURCE: Thomson Reuters / EBIA
“While health and fitness clubs and on- site fitness centers promote general good health, they normally are made available without regard to sickness or disability and do not diagnose or treat specific medical conditions, so they typically do not provide medical care, benefits in the event of sickness, or any other ERISA benefit. Absent an ERISA benefit, a policy or program of paying for health club memberships or providing an on-site fitness center would not be an ERISA plan.”
Continue reading Is Health Club Membership an ERISA Benefit?
How can you say NO! to a NO deductible, NO copay, NO coinsurance, wide network access fully-insured plan with competitive market rates with an annual rate cap?
Continue reading Saying “NO” Is Hard To Do