Before we go further, I’d like to clear something up: Wellness is not the same as medicine…….
Before we go further, I’d like to clear something up: Wellness is not the same as medicine…….
Austin school district officials are proposing closing 12 schools, among other cost savings that total $55.1 million, as the district faces a deficit for the third year in a row…………….but will they address their second largest expense – health insurance? They can cut millions while improving benefits at the same time but no one seems to have told them that…………………….Meanwhile a large municipality near Houston continues to sell city land to pay for health care for city employees…………..
Continue reading Texas School District Set To Close 12 Schools
By David Stanard VP, Underwriting Manager at Excess Risk Reinsurance Posted on Linkedin
As an underwriter, I’m always surprised by the examples given when discussing RBP. They always seem to omit the fact that RBP has almost NO impact on an employers drug spend. In today’s market, that’s 30-40% of your cost.
Continue reading Underwriter Opines on Reference Based Pricing
Disruptors Change History in Boston – “Tea Anyone?”
These plans are a game-changer in our industry, and a much-needed disruption to the status quo……………
Continue reading Reference-Based Pricing: a Welcome Disruption