Does this describe your broker? If so, you probably need to look for another one:
- “Shops” the insurance every year
- Facilitates insurance 1 year at a time
- Believes costs are dependent on the best offer of the carrier
- Gives limited data on where your money is going
- Provides limited ways to control underlying costs
- Doesn’t talk about their compensation or worse, is solely paid on commission, meaning more income the more rates go up
- Advocates cost shifting in the form of increased deductibles and copays to lower the employer impact of premium increases
- Blames costs exclusively on employee behavior and poor health
Continue reading Health Rosetta Outlines Difference Between Status Quo Broker & New Age Broker
