Archive for January 10th, 2014

HHS To Ease Indemnity Rules

Friday, January 10th, 2014


The U.S. Department of Health and Human Services (HHS) may give a thumbs up and let a major category of fixed indemnity insurance products live. Will regs create a dependent mini-med market boom?

Presumptive Medicaid Eligibility – Will Presumptive ObamaCare Eligibility Be Next?

Friday, January 10th, 2014


Presumptive ObamaCare Eligibility  may be next – hospitals enrolling patients at point of service. Imagine lying in the ER, signing up for insurance while filing a claim then suffering the indignation of having to pay a co-pay.  – Homer G. Farnsworth, M.D.

Your crazy! I’m not signing up unless the hospital pays the premium and the co-pays! Let the insurance company pay my claim! – Mary Freeloader


Business Savior – Self Insurance & Shifting Sick Workers To Exchanges

Friday, January 10th, 2014


With health care costs skyrocketing, many business owners are now investigating whether it would be beneficial to pay chronically ill workers to leave the company health plan and purchase insurance through the exchanges created by Obamacare. The key is the self-insurance marketplace……………..As the American public has begun to discover, the Affordable Care Act contains various exemptions, surprises, and omissions, and one of its major dispensations is for companies that “self-insure,” meaning they give employees a stipend to purchase their own insurance rather than purchase insurance for those employees.”

See previous postings: Employers Consider Shifting Sickest Workers To Exchanges Through Loophole and ObamaRe Debuts In 2014 – The Ultimate Stop Loss Insurance Policy