Archive for May 17th, 2013

Delta Dental & Greed

Friday, May 17th, 2013

pruitt     By Darrell Pruitt, DDS –

Delta Dental and other discount dentistry brokers in Iowa attempted to limit preferred providers’ fees even for work even after Delta patients exceed their annual maximum. Of course, it’s Delta which sets the annual maximum. The free market won. Delta tyranny was defeated… this time.

“Court sides with Iowa dentists in key billing case” By RYAN J. FOLEY, Associated Press

The “Burden” Of High Deductibles

Friday, May 17th, 2013

The “burden” of high deductibles is really not a burden at all compared to what you pay for a lower deductible, month after month, year after year.

Bronze Plan Premium Gold Plan Premium Difference Maximum Bronze Deductible
Individual 2,700 4,680 1,980 1,750
Family 9,526 16,716 7,190 3,500

So families with “high deductibles” of $3,500 or less are “burdened” even though they would have to pay $7,190 in higher premiums to avoid the deductible. Keep in mind that the premium is lost money.