Breaking Down The Insurance Requirements In Health Care Reform

By Nicole Fallon

The Patient Protection and Affordable Care Act (commonly referred to as the health reform act) contains many changes to how we access, deliver, and pay for health care in this country. At its core is the requirement that every U.S. citizen have affordable Affordable: Coverage where the employee contribution is less than 9.5 percent of household income. health care coverage beginning in 2014. This impacts all of us, as individuals and employers, and it is generating a multitude of questions. While rules and regulations will be issued in the coming months explaining specifically how these provisions will be implemented, here are some of the basic requirements.

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Washington Bureaucrats Issue More Edicts

HHS continues to issue new rules. As usual, one must read these edicts extremely carefully. One word in a sentence can mean the difference between your interpretation and that of a government bureaucrat who, experiencing a nasty divorce or some other personal disaster,  happens to take an interest in your endeavors to comply with government demands on your business and is intent on making your life as miserable as theirs.