Day: October 30, 2012

Emails Are Forever Imbedded In The Public Domain

By Molly Mulebriar
 November is Lawsuit Awareness Month in the insurance community. As a public service reminder, members of the insurance community are encouraged to read Chapter 21 of the Texas Insurance Code. Highlights include:
21.21.4.2 – No one may make, publish, disseminate, or circulate in a publication, notice, or over a redio or television station, or place before the public in any manner, an advertisement which contains any information which is untrue, deceptive, or misleading about the business of insurance or any person engaged in it.
21.21.4.3 – No one may publish, disseminate, or circulate, any oral or written statement which  is false, maliciously critical of, or derogatory to the financial condition of any insurer, and which is calculated to injure any person engaged in the insurance business.
21.21.4.4. – No one may commit, or agree to commit in concert with others, any act of boycott, coercion, or intimidation resulting in or tending to result in a monopoly or an unreasonable restraint of trade in the business of insurance.
 Mulbriar’s Tip of The Day – be careful what you write in emails – never write an email that could hurt you, no matter who you send it to. Emails are forever and are the first thing a plaintiff’s attorney will ask for in discovery.

How ObamaCare Will Lead To A Single Payer Entitlement Program For All Americans

As ObamaCare finally kicks in over the next 14 months, the financial  impact on working Americans will become apparent (non-working Americans get free stuff so they don’t get impacted at all in a negative sort of way). The few health insurance carriers stupid enough to stay in the health insurance business will necessarily increase rates to new highs.

As this unfolds,  a hue and cry will arise from the masses, pointing to greedy health insurance companies as the main culprit to unaffordable health care. A demand for a single payer, “free” health care for all will become reality in short order.

It is already starting in Wisconsin: http://www.forbes.com/sites/aroy/2012/10/29/in-wisconsin-obamacare-to-increase-individual-insurance-premiums-by-30-says-obama-adviser/

Editor’s Note: As gasoline prices continue to soar, gas stations will become a target of consumer rage. Demands for government takeover of gas stations will reach a fever pitch. As more and more gas stations exit the market, 48% of Americans will demand free gas – after all, with a free cell phone to call for emergency health care, you need gas to get there. (What about a free car, Uncle Hermann? Free gas wont do any good without a car!)