Analyzing DOL’s Review of Self Funding

On March 30, 2011, The U.S. Department of Labor issued its long-awaited report on self-insured health plans as required by the Patient Protection of Affordable Care Act.  The report focuses on self-insured group health plans – what type of employer self-insures; whether self-funded plans are financially solvent; the purpose and effectiveness of 5500 forms; the role of stop-loss; and, do self-insured group health plans truly offer less costly coverage.   The bottom line?  Continue reading Analyzing DOL’s Review of Self Funding

Federal Insurance (Welfare) Program Covers (Mandates) Pre-Existing Conditions

The federal agency Centers For Medicare & Medicaid Services is hoping to boost enrollment in a public insurance program  (welfare program) for U.S. residents who have been denied private health insurance because of pre-existing illness or disability.

In Texas, less than 1,200 have joined the new plan. Texans must be a damn healthy group of people.

Continue reading Federal Insurance (Welfare) Program Covers (Mandates) Pre-Existing Conditions