Archive for February 28th, 2010

Have a Good Week My Fellow Americans!

Sunday, February 28th, 2010

Pelosi predicts passage of ObamaCare within the next 60 days – urges Dems. to pass bill irregardless of public opinion polls – “We know what is better for Americans than Americans do” is her compelling theme. 

Editor’s Note:   The socialists in Washington are not listening. They dont care about you or what you think.

Dear Newsmax Reader:Please find below a special message from our sponsoring advertiser, Ameripac. They have some important information to share with you. Thank
ObamaCare Summit Fails The Smell Test

ALERT: If it looks like crap and smells like crap well then it’s just a big pile of crap. Democrats continued to pile it on refusing to discuss real healthcare issues.

Obama’s NEW Government Takeover Scheme Creates Socialized Health Care
Select Here to STOP Socialized ObamaCare:


Obama cut off discussion continually and said “move on” to stop the GOP from discussing anything that would make a real difference in healthcare reform.

Obama ignored the American public and Republicans as Reid threatened to implement ObamaCare using budget “reconciliation” with no final House or Senate Vote saying we have done this before and we can do it again.

Thousands joined us for ObamaCare Summit Online Tea Party at The “SUMMIT” was not carried by most stations and even CPAN snubbed it putting it on CPAN-3. Who watches CPAN-3 anyway?

Americans watching overwhelmingly said they were disappointed in the arrogance of Obama and his lack of respect for differing proposals pushing for costly comprehensive reform instead of discussing incremental steps to curb costs. Most of the comments on our twitter link at #AmeripacHCR said that the bill should be scraped and Congress should start over.

Ameripac broadcast the entire proceeding online and participants saw that Obama offered nothing new in a scheme that defrauds America. A snide Obama dominated and lectured, defending his plan that repackages the same approach already taken by the U.S. Senate. Americans have already rejected the scheme he did not want to discuss at all in the Latest Rasmussen Poll – as 56% Oppose ObamaCare!!!!

Obama’s NEW Government Takeover Scheme Creates Socialized Health Care
Select Here to STOP Socialized ObamaCare:


What will we get from this Summit?

Obama likes to do summits spending hours talking with cameras rolling. In January, Obama hosted 50 CEOS to talk about streamlining government operations and improve efficiency. We got a bigger government, with more employees and a record deficit.

In December, an Obama Forum on Jobs and Economic Growth, with business, labor and nonprofit leader and “thinkers” to talk about ways to get people back to work resulted in record unemployment and a shrink economy.

Obama has lied again. The nonpartisan Congressional Budget Office (CBO) cannot even score the latest ObamaCare scheme because it lacks enough detail to do so. The White House claim that the scheme will save $100 billion over 10 years and $1 Trillion over 20 years is refuted by the Wall Street Journal that estimates the bill will cost $950 billion over 10 years. We will get a tax increase to balance out Obama’s scheme as more than $1,000,000,000 is needed in the next 10 years.

Democrats will shove ObamaCare down every Americans throat like it or not, it will happen and Obama is pushing it through and it must be stopped.

White House Communications Director Dan Pfeiffer said. “We took our best shot at bridging the differences.” He then indicated that the White House is open to the Democrats using a parliamentary tool called “reconciliation” to pass the bill without 60 votes in the Senate, saying that the president’s proposal is designed for “maximum flexibility” so that it could be attached to a budget bill as a way of averting a Republican filibuster.

Every person will be hurt with increased costs of an out of control Government Run Health Care bureaucracy taking over private insurance with Federal regulations. The scheme completely ignores and does not include sensible Republican proposals for a series of modest changes to bring down costs and improve coverage, including measures like tort reform and new freedoms for insurance companies to compete and sell policies across state lines.

A record number of Americans are out of work and ObamaCare funding is more than $1 Trillion short and cannot be paid for without new taxes.

This is outrageous and exactly what Americans do not want. FAX NOW AND OFTEN AND MAKE CALLS TO CONGRESS. We need your continued help more than ever as Socialized Health Care MUST STILL Be Stopped.

Obama’s NEW Government Takeover Scheme Creates Socialized Health Care
Select Here to STOP Socialized ObamaCare:


Keep calling your Senators and Representatives today, toll free numbers include 1-877-851-6437 and 1-866-220-0044, or call toll 1-202-225-3121 AND REGISTER YOUR OUTRAGE at Arrogant ObamaCare TAX Increase!

CALL PRESIDENT OBAMA 202-456-1111 and 202-456-1414 expressing your outrage at incompetence in crippling and obstructing the “bipartisan healthcare reform summit”.


NOTE: We need TENS OF THOUSANDS of faxes and PHONE CALLS and EMAILS delivered to ALL Congressmen right away!

This is a fight for the very heart of America. We can WIN this fight! With Senate Republicans now forcing Democrats to “ping-pong” the Obamacare bill back and forth between the two Houses, we can capitalize on the divisions within the Democrat Party itself! If we can STOP Reid and Pelosi from getting enough votes in either House — that means THE BILL WOULD DIE!

We CAN still win, by keeping the Democrats from getting the votes they need to pass Obamacare… but we can’t do it without YOUR help!

Obama’s NEW Government Takeover Scheme Creates Socialized Health Care
Select Here to STOP Socialized ObamaCare:


TAKE ACTION: We don’t have much time before the liberal Democrat leaders in the House and Senate begin their backroom deal-making to work all of their deals and compromises, in hopes of getting enough votes to pass ObamaCare. We have to start NOW in letting ALL of these people who are supposed to be representing US in Washington, that we are NOT going to put up with this — and that they MUST LISTEN TO US and KILL THE BILL!

We CANNOT let the radical liberals in Congress — and the White House — force this plan for socialized health care on the American people! That’s why we’ve set up our website to enable you to send a strong message to every single member of the U.S. Senate and House of Representatives, OPPOSING this outrageous plan.

For about what it would cost you in time and telephone charges, you can send Blast Faxes to Democrats, Republicans, Independents — EVERYONE in BOTH houses of Congress, DEMANDING that they REJECT this socialized health care plan NOW!

This fight CAN BE WON! Please, take action right away to STOP this bill in the U.S. Congress!


Alan M. Gottlieb
Chairman, AmeriPAC

Obama’s NEW Government Takeover Scheme Creates Socialized Health Care
Select Here to STOP Socialized ObamaCare:


Please make checks payable to AmeriPAC:
American Political Action Committee (AmeriPAC)
PO Box 1682
Dept Code 3742
Bellevue, WA 98009-1682

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Avizent Introduces New Captive Program

Sunday, February 28th, 2010
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MyHealthGuide Newsletter
News for the Self-Funded Community

Published weekly by MyHealthGuide, LLC ( This Newsletter is for personal, non-commercial use only.  This weekly newsletter is FREE OF CHARGE to subscribers.  Subscribe free. Send news, press releases and announcements to


General & Company News

Avizent Introduces New Captive Program Covering Excess Risk for Employee Health Benefits

Nurtur Acquires ActivHealth and Wellness by Choice; Gains Exclusive Partnership with Duke University Center for Living

TriZetto Launches Electronic Record for Health Plans Covering a Third of Americans

Click4Care Offers Payors First Worry-Free ICD-10 Conversion for Care Management

One Call Medical Addresses the Industry’s Top Three Work Comp Concerns — Medical Costs, Accountability, and Education — with “Smart” Diagnostic Management

National Business Group on Health Expands EMPAQ® Partnership with the University of Michigan Health Management Research Center

Bravo Wellness’ First Year Results for Simonton Windows Exceed Expectations

SIIA TPA-MGU Forum Has Strong Advance Reservations

People News

Delta Dental Names Alicia Weber SVP & Controller and John Yamamoto, DDS, MPH, VP of Professional Services

Market Trends, Studies, Books & Opinions

Health Reform Summit Outcome: Insights & Talking Points

Towers Watson Survey: Employer Health Cost Rate Increases to Slow to 6.5% This Year

Legal, Legislative & Regulatory News

SIIA Sends Letter to Congressional Leaders Responding to the Health Summit and Presenting Case for Self-Funding

TPA is a Fiduciary Despite Disclaimer

Medical News

Exercise Reduces Anxiety by 29% Among Chronic Patients


Standard Stop-Loss Employer Disclosure Form Endorsed

Upcoming Conferences

Editorial Notes, Disclaimers & Disclosures

General & Company News

Avizent Introduces New Captive Program Covering Excess Risk for Employee Health Benefits

MyHealthGuide Source: Avizent, 2/23/2010,

COLUMBUS, OH — National claims and risk management service provider Avizent announced the creation of an innovative health benefits captive program for self-funded employers.

The program, called Avizent Benefit Re, is designed to cover excess insurance costs, and is available to employers with 50+ employees and a minimum of $25,000 retention in their health plan. It offers employers the potential for more freedom and flexibility in their benefits, and significant cost savings on premiums for excess insurance.

Captives and self funding arrangements are options usually limited to Fortune 500 companies and large employers. Avizent, which has offered group and risk sharing services for more than 13 years, has developed this new health benefits captive program to help a wider range of employers maximize their savings and encourage those who are not self-funded to consider the option.

“We listened to our clients and to the market, and we understand that there is a real need for programs that help defray the cost of health benefits,” noted Rick Stasi, Chief Operating Officer for Avizent Alternative Risk. “Many employers like the flexibility and cost savings of self-funded programs, but have been concerned about the financial risk. Our program provides the coverage and protection employers of all sizes need to enter the self-funded market.”

Excess insurance provides coverage for additional costs that may occur within an employer’s health benefits. Avizent’s program covers a range of expected and unexpected losses. In the event of an unexpected loss, such as a high cost transplant or high risk pregnancy, the excess captive would cover the amount over the selected self-insured retention amount, which can range from a minimum of $25,000 to $150,000. Also, the captive program provides aggregate excess protection for all claims over 125% of the expected losses.

Offering ways to help employees improve their health and manage costs are key factors in the success of a self-funded program. Employers who provide wellness programs and reduce losses could not only save on their self funding premiums, but can also receive back up to 70% of their excess premium dollars paid to the captive by way of program dividends.

Avizent’s Alternative Risk team has more than 30 years of experience designing successful captive programs for employers in a variety of industries. For the new health benefit captive, they will work with leading national excess carriers, which will provide actuarial services and pricing, and carry the risk. The program allows clients the flexibility to work with third party benefits administrators and networks of their choice.

About Avizent

Avizent, based in Columbus, Ohio, is one of the fastest growing national risk management service providers. They offer claims management, medical managed care, alternative risk options and RMIS technology. The company has offices in 40 locations across the United States. Call 888-646-9675 and visit


Editor’s Note: Readers should take advantage of Ernie Clevenger’s weekly newsletter – its free and highly informative.